Hi once again from Gary.

On my last post, I wrote about healthcare in Ukraine and summarized by focusing on implications to you, the traveler. Here I will discuss an even more important healthcare topic. It concerns healthcare for your Russian bride.

According to immigration statistics I’ve read, a higher percentage of Russian women enter America as married persons rather than single. This implies to me that many men are meeting and marrying their women in her native country and bringing them to America on K-3 (spousal) visas. Healthcare for her in this situation is relatively simple assuming that you have medical insurance that will allow you to add spousal coverage. But you need to confirm with your insurance company that they will in fact provide coverage for her given that her status in America will be as a non-citizen. And you need to arrange with them to provide this coverage no later than the first day she enters the country.

If you bring a women to America on a K-1 (fiancee) visa, the situation is very different. No matter what insurance you have, you will not be able to provide medical insurance for her on your policy until you are married.  So for the period of time from when she arrives until when you get married, you must make arrangements for her to have medical insurance coverage. (And you should still check to assure that your company will cover her as your non-citizen wife).

The most straight forward way to provide medical coverage for her is to Read the rest of this entry »